Access Investments

Help Us Understand Your Listing or Purchase Criteria?

Describe by contacting us with your “wish list”.

Unique listing creativity.

Seller Carryback notes purchased.

Dual Agency

Access Finance

How Can We Help You?

Help us understand your investment, finance, equity or debt, mortgage needs.

Commercial loan to 90%.

Owner Occupied financing.

Credit repair

 
 

who do we represent?

With over 20 years of experience in buyer representation, seller listings, commercial and residential sourcing and purchase negotiation, entitlement and construction review and processing, mortgage and debt-equity structuring, this system includes many cross databases with commercial and residential on and off market product, private and institutional lenders and investors for your next transaction. Evaluating your needs, we apply our proprietary intelligence to combine information with results. For financial needs, the process is completed by sourcing up to date underwriting exception criteria.  For investment, residential, commercial and various development projects, multiple databases are sourced and applied in a trade secret, software based system.

As you probably have experienced, most banks do not have raw land loans and most private lenders won’t go over 35% on a raw land purchase. Most of the hard money lenders that will finance land will charge 11%+ and 5+ origination points. Seller carryback loans are few and hard to obtain because sellers want their cash and move on.

Our investment group can provide a seller carryback note fully cash out at the purchase close of escrow. My group may purchase an agreed to trust deed, with usually much better pricing and fewer points to the buyer and complete the purchase as part of your offer/sale agreement.

Typical pricing to the buyer is about 8% for 24 months. Pricing is usually 3 points plus up to 2 months of payments at close of escrow. On approved credit, app, value and ability to repay, these conditions might be +/-. The loan to value for raw land can be as high as 50%+. This far exceeds the current market for such product and can be accomplished through an open escrow. 

Let me know how things are progressing for your next venture and let’s see if there are any attractive products to help you accomplish your real estate goals for this year.

 
 
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our proprietary software

 

The creation of our software is a proprietary, intelligent system, utilizing specific website based information and API, to create a proactive marketing approach to statistically verified commercial real estate developments, purchases, sales, financial and mortgage clients; analytically matching our system to an in-house list of developer, builder, buyer, seller or lender-investor databases for customized matching of their specific needs and services to each client and location databases. 

 

Contact Us Today! (408) 622-6712

Financial products

 

Mortgages

Apply for a residential or commercial mortgage.

Sell a Trust Deed Note.

Hard Money

Obtain creative solutions to difficult loan situations.

First or Second position cash out trust deeds.