MORTGAGE AND REFINANCE SOLUTIONS
Buyer agency,
Dual Agency, write offer, closing loan in one office.
Conventional to Reverse Mortgages.
Commercial, Construction, Land
Owner and Investor Financing
With over 30 years of experience mortgage and debt-equity structuring, this system includes many cross databases with commercial and residential on and off market product, private and institutional lenders and investors for your next transaction. For financial needs, the process is completed by tier one lender status, private funding sources while sourcing up to date underwriting exception criteria.
What Makes Us Unique?
Bridge Loans, Cash out refinance, Pre-underwriting, Credit Consulting,
SFR owner and non owner California only, any FICO to 75%
Cammoercial loans to 75%, Construction loan to cost to 90% (LTC)
Starting at $600k+ any max loan amount
SFR AAA paper to 80% cash out. Purchase to 90%
N.O.D.s or even BK buy outs to 70%
Non owner fix&Flip, yes to almost 100%loan to cost (LTC)
Construction, mid construction, broken projects, finish/bridge to stabilized funds
CA Land to 35% no limit on cash out
Cross collateral yes, 2nds on a rare case by case, fast bridge cash to make a move purchase (Starting at $400k case by case)
Reverse, yes but very exception, probably local to the Bay Area CA (very little closing likelihood) starting at 60%ltv currently
California Commercial, Starting at $600k+
mostly Multifamily, refi to 75%, bridge w/negative cash flow,
Construction to $50M+, mid construction, broken projects, finish/bridge to stabilized funds
CA commercial, industrial, land, cash flowing anything refi
504 SBA, HUD 221 and 223, 7A, community development loans
Out of state commercial must be California Broker capacity allowed before engagement
(No up front fees except 3 party due diligence paid direct to 3rd party)
(experienced at $30+M loan amounts)
What Consumer Credit do you accept?: Excellent, Good, Fair or Poor/ ANY
What is the minimum Loan Amount? $600k+ lower by exception only.
States You Choose / Confirming these are the states we would target for you: Primary California. Out of state commercial must be California Broker capacity allowed before engagement
Finance Options That Make Sense
Apply for a residential or commercial mortgage.
Reverse Mortgages from multiple sources.
Sell a Trust Deed Note.
Obtain creative solutions to difficult loan situations.
Construction completion/land loans.
First or Second position cash out trust deeds.
